Capital One Financial Corp (COF): stock score 67/100

Capital One Financial Corp (COF) scores 67 out of 100 (above average among 99 US stocks) on trend, stability, fundamentals, market backdrop and news tone. Every calculation step shown. Educational, not advice.

COF scores 66.5 out of 100 (above average), up 9.0 points from last week. Its stability adds the most (+8.1 points: forecast 31.0% vs normal 32.3%). Its price trend weighs on it most (-3.9 points: price is -0.4% vs its 100-day average). Our risk model is tested on the S&P 500 only.

How the score is built

Trend: 30/100 (-3.9 points)

1. Price is -0.4% vs its 100-day average → higher than 40% of the comparison group → 40
2. 12-1 month momentum -8.2% → higher than 21% of the comparison group → 21
3. Average of the two → trend score 30.3

Tested in our research: the trend rule did not hold up out of sample.

Stability: 90/100 (+8.1 points)

1. Forecast 31.0% vs normal 32.3% → ratio 0.96
2. Ratio is higher than 10% of the comparison group → 100 minus 10 → stability 90.4 (bigger expected swings than usual → lower stability)

A machine-learning volatility model beat HAR for the S&P 500 (p = 0.04); not yet tested on single stocks. This component uses HAR.

Fundamentals: 73/100 (+4.6 points)

1. Revenue growth vs a year earlier: +38.2% → higher than 97% of the comparison group → 97
2. Operating-margin change vs a year earlier: not available
3. Change in leverage (1 - equity/assets) vs a year earlier: -0.0 pp → higher than 48% of the comparison group (lower is better) → 48
4. Average of available items → fundamentals score 72.9

Not yet tested in our research.

Market backdrop: 51/100 (+0.2 points)

1. VIX in its 5-year range: 60 after inverting (lower VIX → higher)
2. Breadth vs its 5-year range → 45
3. Credit trend vs its 5-year range → 15
4. Yield curve vs its 5-year range → 83
5. Average → backdrop score 50.8 (same for every stock)

Tested in our research: cross-asset indicators did not improve forecasts.

News tone: 88/100 (+7.7 points)

1. Average FinBERT sentiment +0.172 over 32 articles; shrunk towards 0 for few articles → tone +0.149
2. Tone vs this stock's own past year → news score 88.3

Tested in our research: news sentiment made predictions slightly worse.

COF score history (weekly)

Financials stocks compared

• COF: 67/100
• MET: 65/100
• BNY: 65/100
• BLK: 62/100
• USB: 62/100
• BRK.B: 58/100
• AXP: 58/100
• MS: 54/100
• ALL: 52/100
• C: 51/100
• AIG: 49/100
• JPM: 49/100
• GS: 46/100
• BAC: 45/100
• WFC: 40/100

Questions

What is Capital One Financial Corp's (COF) Quantooo score today?

COF scores 67 out of 100 on 2026-10-22, above average among 99 US stocks. It ranks 5th of 99 overall and 1st of 15 in Financials. It was 58 a week earlier.

What raises and lowers COF's score?

Stability adds the most (90/100, +8.1 points) and trend weighs on it most (30/100, -3.9 points). The score is 50 plus each part's weighted distance from 50.

Is COF stock volatile right now?

Our volatility model (HAR) expects annualised swings of 31.0% over the next 20 trading days, against a normal level of 32.3% for COF: calmer than usual for this stock. Its stability score is 90/100 compared with the other 99 US stocks.

How are Capital One Financial Corp's fundamentals changing?

Revenue growth vs a year earlier: +38.2%; Operating-margin change vs a year earlier: not available; Change in leverage (1 - equity/assets) vs a year earlier: -0.0 pp. Fundamentals score: 73/100. From the 10-Q filed 2026-07-28 (period to 2026-06-30).

Does the score predict COF's share price?

No. The score describes the stock's recent data; it is not a forecast of the share price. Our own tests found no reliable ability to rank stocks by future returns, and every test, including the failures, is published. Educational, not investment advice.

Sector: Financials. Data as of 2026-10-22. Scores describe data; they are not recommendations or predictions. Educational, not investment advice.