Unitedhealth Group Inc (UNH): stock score 49/100

Unitedhealth Group Inc (UNH) scores 49 out of 100 (around average among 99 US stocks) on trend, stability, fundamentals, market backdrop and news tone. Every calculation step shown. Educational, not advice.

UNH scores 48.8 out of 100 (around average), up 3.7 points from last week. Its news tone adds the most (+1.3 points: average FinBERT sentiment +0.032 over 74 articles). Its fundamentals weigh on it most (-3.7 points: revenue growth vs a year earlier: +1.2%). Our research found no proven record of these factors predicting returns.

How the score is built

Trend: 52/100 (+0.4 points)

1. Price is +6.4% vs its 100-day average → higher than 62% of the comparison group → 62
2. 12-1 month momentum +4.3% → higher than 42% of the comparison group → 42
3. Average of the two → trend score 52.0

Tested in our research: the trend rule did not hold up out of sample.

Stability: 53/100 (+0.6 points)

1. Forecast 36.0% vs normal 35.1% → ratio 1.03
2. Ratio is higher than 47% of the comparison group → 100 minus 47 → stability 53.0 (bigger expected swings than usual → lower stability)

A machine-learning volatility model beat HAR for the S&P 500 (p = 0.04); not yet tested on single stocks. This component uses HAR.

Fundamentals: 32/100 (-3.7 points)

1. Revenue growth vs a year earlier: +1.2% → higher than 9% of the comparison group → 9
2. Operating-margin change vs a year earlier: +1.1 pp → higher than 54% of the comparison group → 54
3. Change in leverage (1 - equity/assets) vs a year earlier: not available
4. Average of available items → fundamentals score 31.6

Not yet tested in our research.

Market backdrop: 51/100 (+0.2 points)

1. VIX in its 5-year range: 60 after inverting (lower VIX → higher)
2. Breadth vs its 5-year range → 45
3. Credit trend vs its 5-year range → 15
4. Yield curve vs its 5-year range → 83
5. Average → backdrop score 50.8 (same for every stock)

Tested in our research: cross-asset indicators did not improve forecasts.

News tone: 56/100 (+1.3 points)

1. Average FinBERT sentiment +0.032 over 74 articles; shrunk towards 0 for few articles → tone +0.030
2. Tone vs this stock's own past year → news score 56.5

Tested in our research: news sentiment made predictions slightly worse.

UNH score history (weekly)

Health care stocks compared

• ABBV: 62/100
• AMGN: 62/100
• LLY: 60/100
• MMM: 59/100
• BIIB: 58/100
• GILD: 54/100
• PFE: 50/100
• BMY: 50/100
• UNH: 49/100
• MDT: 48/100
• MRK: 37/100
• ABT: 36/100
• JNJ: 36/100

Questions

What is Unitedhealth Group Inc's (UNH) Quantooo score today?

UNH scores 49 out of 100 on 2026-10-22, around average among 99 US stocks. It ranks 51st of 99 overall and 9th of 13 in Health care. It was 45 a week earlier.

What raises and lowers UNH's score?

News tone adds the most (56/100, +1.3 points) and fundamentals weighs on it most (32/100, -3.7 points). The score is 50 plus each part's weighted distance from 50.

Is UNH stock volatile right now?

Our volatility model (HAR) expects annualised swings of 36.0% over the next 20 trading days, against a normal level of 35.1% for UNH: about as calm as usual for this stock. Its stability score is 53/100 compared with the other 99 US stocks.

How are Unitedhealth Group Inc's fundamentals changing?

Revenue growth vs a year earlier: +1.2%; Operating-margin change vs a year earlier: +1.1 pp; Change in leverage (1 - equity/assets) vs a year earlier: not available. Fundamentals score: 32/100. From the 10-Q filed 2026-08-10 (period to 2026-06-30).

Does the score predict UNH's share price?

No. The score describes the stock's recent data; it is not a forecast of the share price. Our own tests found no reliable ability to rank stocks by future returns, and every test, including the failures, is published. Educational, not investment advice.

Sector: Health care. Data as of 2026-10-22. Scores describe data; they are not recommendations or predictions. Educational, not investment advice.